Do you offer financing?

Yes. Izzy’s Service offers financing options with approved credit for heating, air conditioning, and water solutions in Boise and throughout the Treasure Valley.

Is financing required to move forward with service?

No. Financing is optional and designed to provide flexibility.

Does applying for financing commit me to service?

No. Submitting an application does not obligate you to move forward.

Can repairs be financed?

In some cases, yes. Financing availability depends on the scope of work and lender guidelines.

FINANCING

We offer several options for financing

Financing Options for Heating, Air & Water Services in Boise & the Treasure Valley

Izzy’s Service offers flexible financing options to help homeowners afford essential heating, air conditioning, and water system upgrades. Whether you’re replacing a furnace, installing a new air conditioner, upgrading to a tankless water heater, or improving water quality, financing can help spread the cost into manageable monthly payments.

Flexible Financing Options

Unexpected repairs and system replacements don’t always happen at convenient times. That’s why we offer financing options with approved credit, giving homeowners across Boise and the Treasure Valley the ability to move forward with comfort solutions without delaying important work.

Good credit, Bad credit or no credit we have otions. Our team will walk you through available options and help you understand what works best for your budget.

What You Can Finance

Financing may be available for:

Furnace and heating system replacement
Air conditioning replacement
Full HVAC system upgrades
Ductless and mini-split systems
Water heaters and tankless water heaters
Water softeners and water purification systems

Why Choose Us?

Izzy’s Service was founded in 2011 by Israel and Mercedes Concepcion. We believe homeowners deserve straightforward recommendations and transparent options—including financing—without pressure or hidden surprises.

Our goal is to help you make informed decisions that are right for your home and your budget.

HOW IT WORKS

Choose the solution that fits your home

Apply for financing with our partners

Receive a credit decision

Select the payment option for you

Enjoy improved comfort

Apply For Financing

Financing applications are quick, secure, and completed online. Approval amounts, interest rates, and payment terms vary based on credit approval and lender requirements.

Apply Now

Important Financing Information

Financing is provided by third-party lenders and is subject to credit approval. Approval amounts, interest rates, payment terms, and promotional offers vary based on applicant creditworthiness and lender requirements. Izzy’s Service does not offer direct lending and is not a financial institution.

Monthly payment examples, if shown, are estimates only and may not reflect actual payment amounts. Financing offers are subject to change without notice. Please review all loan documents carefully before signing.

Wells Fargo Bank, N.A.

Wells Fargo Bank, N.A. financing options stand out as a great choice for financing your new AC or heating system. Wells Fargo offers competitive interest rates and a seamless application process. Teaming up with Izzy’s Heating & Air ensures not only top-notch HVAC solutions but also a streamlined financing experience tailored to your needs. The financial expertise of Wells Fargo along with Izzy’s commitment to customer satisfaction, creates a synergy that benefits homeowners seeking reliable heating and cooling solutions. Trust our team for a comfortable and financially savvy home environment.

Why Homeowners Trust Us for Their Home Comfort Needs...

500+
5-Star Reviews

With over 500 five-star
reviews from Treasure Valley homeowners, our reputation is built on consistent quality, honest service, and reliable results you can trust.

Trusted Locally
Since 2011

As a locally owned and operated Treasure Valley company, we’re deeply invested in our community and committed to treating every customer like a neighbor, not a number.

Licensed &
Insured

We are fully licensed and insured, giving homeowners peace of mind that every heating, air, and water service is completed safely, professionally, and to code.

Upfront
Pricing

We provide clear, upfront pricing before any work begins, so you always know your options with no surprises—just honest, transparent recommendations.

We believe integrity matters more than a quick sale—and we stand behind every heating system we service or install.

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Need expert HVAC service today?

Let us inspect, repair, or design your perfect climate system.

Need to Schedule Service or Maintenance?

Choose a time that works best for you. Our easy online booking lets you select a convenient day and time, ensuring prompt and reliable service without disrupting your schedule.

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Need a Repair or Replacement?

If you’re considering a new furnace or heating system, we offer free, no-pressure estimates. Our team will evaluate your home, discuss your goals, and provide clear recommendations you can trust.

Request a Quote